Accident

Accidents are, by far, the leading cause of death among children and adolescents.

Univ. of Md Medical Ctr

“On average, there are 13 unintentional injury deaths and about 2,650 disabling injuries every hour during the course of a year.”
Injury Facts, National Safety Council,2005-2006

Accidents are the commonest cause of death in children over one year old and every year thousands suffer permanent disability or disfigurement.

The age group most at risk from a home accident is the 0-4 years.

Falls are the cause of most non-fatal accidents and fire results in the highest number of deaths.

An accident can wreak havoc on your savings if you’re not prepared. That’s why there’s accident insurance. It gives you a cushion to help cover medical expenses and living costs when you get hurt unexpectedly.

On average there are 11 unintentional-injury deaths and about 2,330 disabling injuries every hour during the course of a year. Nearly 1 in 8 people sought medical attention or suffered at least one day of activity restriction because of an injury.

Ref: Injury Facts, National Safety Council, 2003

Accident insurance can pay you a lump sum benefit for on or off-the-job accidental injuries, plus some medical benefits. Because accident insurance is supplemental, it works in addition to other insurance you may have. You can use the policy on its own or to fill a gap left by your other coverage.