 Women frequently live longer than men
“Long term care insurance is of special importance to
women and many of us are pondering the question of whether
or not to purchase a policy. A woman's decision on the purchase of this
product may be just as important in later years as an understanding
of Medicare and Social Security. One reason is a longer life expectancy
for women: they outlive men by about seven years. While men tend to
have more acute health episodes that lead to earlier and more rapid
deaths, women tend to have more chronic diseases that impair their mobility,
leading to the need for long term care. Because our mates usually die
before us and our children, if we have them, may not be available to
care for us, we have to plan for our own needs in the future. One of
the ways to do this is to understand what long term care is all about,
who pays for it, the risk of needing such care, and then consider whether
Long Term Care Insurance is right for you”.
Betty Soldz, author, educator and consultant in the field
of aging.
The Critical Need for Long Term Care Insurance
Have you ever thought about living a long life and the possible effects on your family?
When a long term care need strikes it changes people’s lives. Think about that for a second. This applies not only to the person needing care but to everyone around them. Do you know anyone who has ever had to take care of anybody?
- Long term care insurance changes people’s lives.
- Long term care is about families.
- Families are the beneficiaries.
- Long term care insurance can save relationships between siblings.
We wish for you the same as we hope for- a long and healthy life. We hope that down the road we never need help putting on our coat and hat.
The truth is few of us have the economic resources to guarantee our independence as we grow older or if we encounter an injury, serious illness or disability.
- The probability of loss in physical functionality increases dramatically after age 65
- Long Term Care Insurance can be important at any age.
- Approximately 40% of people that need long term care are working adults between the ages of 18 and 64.
Contact us today for a quote. Insurability is based on current health
status. Don’t delay.
|